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Frostbite Finance · The North's Finance Partner

The finance team you don't have.

The budget, the forecast, the board pack, the month-end numbers, run for organizations with no CFO and no time to be one. We don't keep your books or audit them; we run the layer between your bookkeeper and the decisions.

The problem

The numbers land on whoever has the least time.

Your bookkeeper records it. Your accountant files it once a year. In between, the budget, the forecast, the board pack, the monthly read, fall to whoever has the least time: the executive director between everything else, the owner at the kitchen table on a Sunday. There's a seat between the bookkeeping and the decisions, and at most small organizations no one is in it.

That's the seat we fill.

What we do

The budget, the board pack, and everything in between.

Reporting
Management reporting and board packages, produced on a schedule: the monthly or quarterly numbers, in plain language, on the table before the meeting and not after. Board-ready when you answer to a board, owner-ready when the call is yours.
Planning
Budgets, forecasts, and cash-flow models, built and then kept current: what's coming, from making payroll and the next hire to reserves, runway, and the year ahead.
Analysis
The figures behind a decision, worked out before you make it: profitability by product, program, or job, a pricing change, the real cost of a hire. Built to decide on.

The whole picture

The numbers are never just the numbers.

A margin that's slipping, a budget that won't balance, a reserve that keeps shrinking, it usually starts somewhere else: a strategy that drifted, a system that leaks, a role left unfilled. We run the finances with the whole organization in view, the same 4S Framework behind everything we do, so you fix what's driving the number, at the source.

How we work

A project, or a standing seat.

A project.

A budget, a board package, a cash-flow forecast, a pricing model, scoped and done.

Ongoing.

We become the finance team you don't have: the budgets, the reporting, the board pack, the monthly numbers run and reported, month to month.

Most start with a project. When it works, we keep the seat.

Why us

We run the seat. We don't replace your accountant.

We're not your bookkeeper, your auditor, or your financial advisor, and we don't pretend to be. We run the management layer the rest of them don't touch: the budgets, the forecasts, the reporting that turns the books into decisions. And we're in Yellowknife, so we know the funders, the boards, the owners, and the economics a Northern organization actually works within.

Get in touch

Carrying the numbers yourself?

Get a finance review. We'll tell you what the seat should cover, and what to hand over first.